兔年吉祥

恭祝杰馨苑的支持者在兔年行好运！

空間藝術魔法師：裝潢設計融入風水‧家居空間更溫和協調

買了新房子，煩惱如何佈置和設計？何不在考慮各種設計風格之餘，也適時地融入風水的學問，令家裡裝潢漂亮的當兒，也能為主人闔家帶來好運。

好風水堪輿研究機構創辦人許鴻方認為，家居設計不僅僅講究美觀或藝術感以外，風水也成為相當重要的一個元素，在佈置家裡環境的當兒，也添加風水的學問，融會貫通。

尖角元素不利家庭和諧

他表示，住家室內整體而言，必須避免尖角的元素，不管是牆角、天花板或家私，都儘量改為圓鈍角，因為尖角將製造更多煞氣，不利家庭和諧。

“在空間規劃方面，家裡可適當地設置隔板，除了起到區隔空間之效，也避免室內的氣場橫衝直撞，能凝聚在一起。”

許鴻方說，家裡空間在主色選擇方面，以柔和順眼為主，避免大紅大紫，或者太多黑色元素，至於飯廳，飯桌必須是呈圓形狀態，有團結全家人的意義，而飯廳上方的天花板則應呈方形，這樣才能達到風水裡的天圓地方。

灶頭必須加以保護

“屋子裡的‘心臟’指的是灶頭，因為灶頭是烹煮全家人飲食的地方，直接影響家人的健康，非常重要，必須加以保護，所以不能設在窗戶前，避免暴露在陽光、風吹或雨淋濕的風險，當然也不要在洗手盆旁邊，可稍微移到廚房的中間位置來。”

“我建議家裡都要有一間書房，而且今年是兔年，建議可在屋子西南方放置4枝毛筆作為‘文昌筆’，能加強孩子的學習，或提昇我們的思維敏捷度，公司也一樣能這麼擺放。”

樓梯不可向著大門

他說，從風水的角度來看，樓梯不可向著大門，避免財運直接漏出去，而且家裡如果是旋轉式樓梯的話，位置也不可在屋子的中心點，因為旋轉式樓梯猶如電鑽，如在中心點就彷彿貫穿心臟，不甚吉祥。

他覺得，風水是協助家裡空間變得更溫和協調，令人有賓至如歸的感覺，只要家人心情好，相處融洽，自然能帶來好運氣。

許鴻方家居風水小錦囊：（僅供參考）

屋內無論牆角、天花板或家具，儘量避免尖角，改為圓鈍角，減少煞氣。

時鐘避免懸掛在門楣上或床頭上。

灶頭不設在窗口前，避免太陽直接照射到，或者是暴露在“風吹雨打”的危機下。

建議家裡必須開闢書房，兔年可在家裡西南方放置“文昌筆”（4枝毛筆），增加智慧。

樓梯不應向著大門，避免財氣直接漏出去。

可擺放小植物來綠化室內，植物葉子面積要大，避免“尖頭葉”，有果實的植物更理想。

飯廳必須要選擇圓桌，配合天花板的方形設計，形成風水裡的天圓地方。

可考慮安置水晶燈，或有增加能量磁場之效。

床頭不應背向廁所，睡覺時雙腳不應向著房門。

星洲日報／大都會‧2011.01.21

大馬置產須知

對大多數的我們而言，購買房屋是長久以來的夢想，對於還未購買房屋的人來說，那是一次讓人期待、雀躍的經驗，當然，我們需要做好多方面的準備。

購買第一間房屋的時候，的確會感到欣喜，不過，也是一件深具挑戰性的工作，你如何確定自己已做好準備？準備在日後漫長的歲月，肩負起重大的財務義務。

如果你是第一次購屋，準備舊屋換新屋、或是小屋換大屋，是一名投資者或是在大馬的海外專業人士，準備將大馬做為第二個家園，你需要探討一個適合你的房屋融資配套，選對融資配套尤其重要，這才能確保你的投資獲得可觀回酬。

以下是一些可供參考的一般性意見：

物色房屋：

開始到處逛逛，出席一些房屋展銷會，或委托房屋經紀代為物色，或參考他們提供的建議。

最重要的是，要物色一間有家感覺的房屋，你可能需要去看同一間房屋數次，如此一來，你可能察覺到之前沒有注意到的細節，或是看到房屋存在的一些瑕疵。

隱藏成本：

你的抵押貸款分期付款，不只是你將支付的惟一開銷，其他一些開銷，譬如保險、維修與定期粉飾，都是一些必要的開銷，這其實也是許多人忽略的成本隱藏。

利率：

假如利率上漲，你受影響的程度有多大？不只是考慮支付較高分期的能力，也包括你如何應付未來日子其他方面的需求，如果擔心利率大幅度波動，或者是未來有可能大幅上調，可以選擇固定利率配套。

選擇充裕現金或豐盛資產：

假如你準備使用所有或大多數的現金，以削減房貸融資，你是否準備面對“資產豐盛、現金緊縮”的窘境？問一問你自己，你是否準備接受一個讓你可以再提取額外付款、或是可再使用你已償還融資的貸款配套？

分期付款：

是否只支付利息？何時償還本金、償還的數額、攤還的期限，這些都要有一個底稿，這樣在規劃買房的過程中才比較順手。

星洲日報／投資致富‧地產札記‧2011.01.09

2010年 Nusa Duta 工程进展回顾

随着2010年的结束，梦想中的家园也快完工了。期待2011年领取钥匙的那一刻。

接着就得开始为装修的细节烦恼。希望一切能顺利进行。

祝愿杰馨苑的支持者有个完美的2011年!!!

梦想家园的开始－工程进展2010年12月

Cluster House 的屋门已经锁上，屋内的电工应该尚未完成。这区的围篱已经开始筑起，起初还以为会用全砖，后来发现是用铁栅，应该与五福城的围篱相似。

入口处保安亭的雏形也已完成，略嫌不够宏观。若能够加上宽大的凉棚，除了外表宏观外，居民也不必担心雨天进出住宅的不便。

第二期的示范屋已经开放予公众参观。土地面积与第一期是一样的，建筑面积却比较大。楼梯不再使用铁栏，而以全砖取代，的确是明智之举。原设在屋后中央的厕所也已挪到一侧，整体的格局更加的宽敞。虽然屋价飚涨，还是抑制不住许多朋友拥屋的决心。听说第二期推出至今已经售出了不少单位，虽然价格已再次调高，其反应应比第一期来得热烈。

梦想家园的开始 - 工程进展 2010年11月

City&Country: More than 20 launches in the pipeline for IJM Land

One of the biggest property developers in Malaysia by market capitalisation, IJM Land Bhd is known for its large-scale housing projects. Among the townships it is developing are Taman Gombak Permai and Bukit Mandarina in the Klang Valley, Bandar Utama in Sandakan, Seremban 2 in Negeri Sembilan as well as The Light Waterfront project in Penang.

The developer is also launching more niche developments, including Maritime and D’Fairways in Penang, Permatang Sanctuary in Permatang Tinggi, Seberang Prai, and a condominium project in Likas, Kota Kinabalu.

New launches
More than 20 launches are scheduled for FY2011 ending March 31, its managing director Datuk Soam Heng Choon informs City & Country.

“Our townships are selling quite well because they are quite mature and thriving … people can see what is there in the townships. For some niche projects, we are targeting the middle to upper-middle market. Like the projects in Penang — they are actually middle to upper-middle market as we are selling them at RM500 psf.

“We are going to launch more than 20 projects throughout the country this year (FY2011)… in Penang, the Klang Valley, and Johor, and then Sabah and Sarawak. Some are brand new projects, while some are phased projects in our existing townships. All these launches will have a total gross development value (GDV) of more than RM1 billion,” he says.

IJM Land has launched two projects in FY2011 thus far — The Light Collection 1 in Penang Island and the Bukit Raja Phase 2 commercial shoplots in Sham Alam. Sixty-five shoplots Bukit Raja Phase 2 released for sale in May.

The Light Collection 1, part of IJM’s flagship waterfront project, The Light, in Penang, was also soft launched in May. Half of the non-bumiputera units at the 7.2-acre project comprising condos and villas have been sold since their soft launch.

The Light Collection 1 is the first of four in The Light Collection series, which offers 24 units of 4-storey water villas and 152 condos in four 8-storey blocks. The condos have built-ups of 1,371 to 1,582 sq ft while the built-up of the water villas is 3,132 sq ft. The units are priced from RM823,600 to RM3.18 million. The developer has not fixed any date for the official launch of the project.

With a GDV of some RM5 billion, The Light is a 152-acre freehold waterfront development that will be built over the next 12 to 15 years.

New markets
This financial year also marks the developer’s maiden foray into new territory, namely Seberang Prai and Kota Kinabalu. By year-end, a landed project called Permatang Sanctuary is expected to be launched in Permatang Tinggi, Seberang Prai.

Soam says the developer has over 100 acres in Permatang Tinggi and the freehold project will feature seven phases to be completed over five to six years. Upon completion, the project will see a total of 1,082 residential units, including low-cost flats, and village malls being built.

The low-cost flats will be priced from RM35,000 (indicative pricing) while the landed homes will be sold from RM400,000 onwards. The first phase worth RM36 million will offer 78 units of 2-storey semi-detached homes.

A condominium project will also be built in Likas, Kota Kinabalu. The 7.4-acre freehold project will offer 96 condos in two blocks, with built-ups of 2,500 to 6,200 sq ft. Once completed, it will be the tallest building in Kota Kinabalu as it is sited on elevated ground 210ft above sea level.

Another niche product, expected to be launched in December, is the leasehold D’Fairways — a RM113.5 million project in Bukit Jambul, Penang — which will consist of 124 condos and 24 duplex lofts.

The 5.4-acre site is located next to Equatorial Hotel and the Bukit Jambul Country Club. The units will be priced from RM625,000.

Of its numerous niche developments, the leasehold Maritime will be launched in August. Located at the newly completed Waterfront Promenade in Penang island, this RM142 million mixed development will comprise 240 serviced suites in two high-rises on a 2.79-acre site. There will also be 68 units of 1-storey shops, 2-storey shop-piazzas and 3-storey shopoffices.

The size of the serviced suites ranges from 883 to 1,130 sq ft while the 1-storey shops offer built-ups of 753 to 2,088 sq ft. The 2-storey shop-piazzas are 1,873 to 2,939 sq ft in size while the 3-storey shopoffices offer 3,616 to 6,394 sq ft.

The serviced suites will be priced between RM359,000 and RM483,000 while the shops will be from RM400,000 to RM2.18 million

July will also see two launches, valued at RM96 million in total, in Johor. They are a cluster-home project in Nusa Duta and the Suriamas Suites Block C apartment project.

Next on IJM’s list is the launch of another seven projects in the Klang Valley: Riana Green East, Bandar Puncak Alam, two in Taman Gombak Permai, SHNG Villas, Laman Granview and Bukit Mandarina. Other locations that will see launches by the developer include Bandar Utama in Sandakan, Seremban 2 and The Light.

Going forward
“Property is always cyclical and it is getting shorter and shorter … suddenly up then suddenly down. It is a very short cycle now. I think it is because of the dramatic changes brought by the sudden economic downturn,” Soam says.

With undeveloped landbank of close to 5,000 acres in the country, the company’s direction going forward in the long term will be overseas, even as its core market remains Malaysia. It is looking at countries like Indonesia, in which the market is moving fast.

“We are now focusing on delivering our current projects … overseas ventures will be for our long-term strategy and currently we are focusing on our home turf. There is always higher risk and we have to be careful. There is a learning curve and it is better for us to start off small overseas and progress from there.

“We are looking at some emerging markets, but we are not there yet. These are the countries with big populations … it means more opportunity to sell houses and [potentially] the take-up rate is fantastic. The number you can sell in mature countries is very small,” Soam adds.

The property arm of IJM Corp Bhd made its foray into the Vietnamese market in May this year after entering into a share sale agreement with existing shareholders of Sova Holdings Sdn Bhd (SHSB) to acquire a total of 210,000 ordinary shares of RM1 each. This represents a 70% equity interest in SHSB, for a cash consideration of RM18 million or about RM85.71 per share.

The deal also allows IJM Land to jointly undertake a development comprising four blocks of high-rise residential apartments with retail and commercial components on a 2.85ha parcel in Phu Hoi commune, Nhon Trach City Center (NTCC), Dong Nai Province, Vietnam, with Thai Duong Co-Sunco (Sunco), a state-owned company incorporated in Vietnam.

NTCC is located close to six major industrial parks and is within the vicinity of four international-standard golf clubs. Sunco, being the landowner, is entitled to 15% of the GDV of the project in consideration of land cost.

The development is estimated to generate total GDV of US$150 million (RM498 million). Piling work for the initial phase is in progress and the maiden sales launch is expected in 3Q2010.

Canal City in Shah Alam, Sebana Cove in Johor and Seremban 2 (including its 1,500-acre extension called S2 Heights) take up the bulk of IJM Land’s 5,000 acres of undeveloped landbank, along with 600 acres in Nusa Duta, Penang and Sandakan, says Soam.

The developer plans to develop Canal City and Sebana Cove in FY2012. Sebana Cove was acquired in August 2008 and IJM Land plans to redevelop the 1,188-acre tract into an upmarket residential area catering to foreigners, primarily Singaporeans, due to its proximity to the city-state.

IJM Land is sorting out the land matter for Sebana Cove and is drafting a new masterplan for the project.


This article appeared in City & Country, the property pullout of The Edge Malaysia, Issue 813, July 5-11, 2010